Tag Archives: Real Estate

New Order Changes Treatment of Minerals in Texas Title Policies

Posted on November 30, 2009 by admin

Purchasers of real property secure title insurance to protect themselves against adverse claims to their land. Because mineral rights can be leased or deeded separate from the surface estate of the property, such rights can create an interest adverse to the property owner. Texas title companies and owners have been struggling with how to address mineral interests in title insurance since the recent resurgence of mineral development in Texas. Finally, the Texas government has settled the dispute.

On August 12, 2009 the Texas Department of Insurance adopted Order No. 09-0650 which introduced certain changes to the Basic Manual of Laws, Rates and Forms for the Writing of Title Insurance in the State of Texas… Continue reading →

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Limiting the Scope of Qualified Written Requests Under RESPA

Posted on August 30, 2009 by admin

“Dear Servicer, Please provide all documents concerning the Loan, as required by RESPA. Sincerely, Borrower” With the increase in residential mortgage defaults across the United States, mortgage servicers have also seen a rise in what is being termed a “qualified … Continue reading →

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Landlord and Tenant Considerations When Negotiating Economic Concessions in Commercial Leases

Posted on May 28, 2009 by admin

Landlords and tenants enter into leases with the expectation that the document which they execute will govern their relationship throughout the term of the lease. However, shifting economic realities may move a tenant to pursue some form of relief from … Continue reading →

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